Have a look at frequently asked questions & answers to understand more.
Now, more than ever, a client wants ‘‘peace of mind’’ when it comes to the safety of financial assets.
Financial Professional: A registered representative is an independent business owner who provides financial guidance to their clients and is typically paid a commission when you purchase a financial product. An Investment Advisor Representative (IAR) is an independent business owner who provides financial guidance to their clients and is generally paid a fee for either managing assets, giving advice, or both.
Investment Firm: A broker-dealer processes the commission business of registered representatives licensed with the firm and holds responsibility for regulatory compliance and adherence to securities laws. A Registered Investment Adviser (RIA) processes the fee-based business of IARs licensed with the firm and holds responsibility for regulatory compliance and adherence to securities laws.
Custodian: Pershing LLC, National Financial Services, LLC, and select firms provide the trade execution, clearing, custody, and other services for securities and related transactions.
Your Investments: Mutual funds, managed accounts, stocks, bonds, etc.
Foreign currency investing differs from the stock, bond and mutual fund markets in that returns of FX investing are not normally correlated to other markets. The US equity markets have historically gone up and down with the US economy’s strengths and weaknesses. Bellwether Capital managed FX accounts may have gains consistently without regard to bull or bear market cycles in the stock or bond markets. Of course, the cash FX and FX futures markets have experienced losses. This lower correlation between the traditional equity and bond markets returns and Bellwether Capital managed FX accounts provides a valuable contribution to investor portfolios in the form of diversification. There are many articles and books that discuss the advantages of diversification into non-traditional asset classes.
* Some people seek financial planning when a material life changing event has occurred or is expected to occur. Such events could be: Marriage, retirement, college planning, a death in the family, divorce, or the birth or adoption of a child.
* Sometimes, people need financial planning guidance when they are evaluating the financial merits of changing jobs, buying or selling a business, or purchasing a new home.
* Financial Planning can be extended to business owners as they seek to evaluate their current or prospective retirement plans, executive compensation, succession planning, or employee education.
* Others choose to create a retainer arrangement to have various financial planning services for their situation on an ongoing basis.
Diversifying advisors may provide you insight to the different levels of service other investment professionals provide. However, this perceived diversification may result in inadequate financial planning due to a lack of knowledge of holdings elsewhere, as well as potentially unsuitable investment allocations due to the lack of knowledge of material changes to your account(s) with other institutions. The investor also may be able to save on overall investment related expenses by consolidating accounts and taking advantage of relative economies of scale.
No, Bellwether Capital Management is registered as a Commodity Trading Advisor (“CTA”).and a Forex firm. Hedge funds typically co-mingle client monies into a “fund” that have lock-out periods, where funds can only be withdrawn at certain times. Other hedge fund restrictions typically include higher initial minimum investments amounts (sometimes $1,000,000 to $10,000,000) and holding the clients’ funds within their largely unregulated entity versus with a registered firm. Bellwether Capital Oculus Trading Strategy Program involve funds deposited at a regulated U.S. clearing broker held in the name of the client. Furthermore, Bellwether Capital has no access to a client’s funds, only access to make investments in the account. All withdrawals are strictly under the client’s sole control. Another advantage of Bellwether Capital’s offering is that it is a completely liquid investment, which can be turned into cash in just a few days. It is important to emphasize however, that this is not to be considered a short term investment
A broker/dealer is a company that a registered investment professional is required to affiliate with in order to buy or sell investment products on behalf of investors. The broker/dealer holds responsibility for regulatory compliance and adherence to securities laws. The Securities and Exchange Commission (SEC) delegates the supervision of financial advisors to the Financial Industry Regulatory Authority (FINRA).
An independent financial professional is not an employee of an investment or financial services firm – they are an independent business owner. They have the freedom to structure their business in a manner that best serves their clients. The independent financial professional utilizes the services of the broker/dealer to process investment business, provide services such as practice management and education.
The foreign exchange market, also referred to as the “Forex” or “FX” market is the largest financial market in the world, with a daily average turnover of approximately USD 3.5 trillion. Foreign exchange trading is the simultaneous buying of one currency and selling of another. Many of the world's currencies are on a floating exchange rate and are traded in pairs; for example Euro/Dollar or Dollar/Yen. Generally speaking, only professional traders are able to access the global FX market pricing. Others interested in trading FX generally use clearing brokers, referred to as Futures Commission Merchants (“FCM”). Bellwether Capital receives and trades its FX prices from Forex.com (Gain Capital LLC).
Financial Planning can be done on an “as needed” basis through various engagements that have a start and an end or on an ongoing basis through a financial planning retainer fee